Forms & Disclosures

Effective July 16, 2026

Regulatory Disclosures

GoldCrest Bank is required by federal and state law to provide certain disclosures about our products, services, and how we handle your information.

Truth in Savings Act (Regulation DD): Disclosures describing the terms, fees, and interest rates for GoldCrest deposit accounts are provided at account opening and available upon request.

Truth in Lending Act (Regulation Z): Disclosures describing the terms, APR, and fees for GoldCrest credit products are provided at application and available upon request.

Electronic Fund Transfer Act (Regulation E): Disclosures describing your rights and liability for electronic fund transfers, including debit card and online transactions, are provided at account opening.

Funds Availability (Regulation CC): Our policy on when funds from your deposits are available for withdrawal is provided at account opening and available upon request.